-Pour the milk into a saucepan and sprinkle gelatin evenly and thinly over the milk.
-Let stand for 5 minutes to soften the gelatin.
-Place the saucepan over medium heat, heat the mixture until it is hot but not boiling about 5 minutes, and whisk it occasionally.
-Add the cream, honey, sugar, nutmeg, and salt. Make sure the mixture doesn't boil and continue to heat and stir until the sugar and honey have all dissolved (5-7 minutes)
-Remove from heat and allow to sit for a few minutes to cool slightly.
-Meanwhile, mix the graham crackers with the melted butter.
-Spoon half of this mixture evenly into the bottom of 4 decorative wine glasses. (Reserve the other half for topping before serving).
-Top the graham crackers in each glass with the toasted almonds, the banana slices, and 1 teaspoon of honey.
-Pour the cooled panna cotta evenly and carefully into the prepared glasses and chill in the refrigerator for at least 6 hours.
Before serving, garnish each top with the additional graham cracker crumbs and toasted almonds.
Serve chilled or at room temperature.
Notes
Store covered in the refrigerator for up to 5 days.